Motorsports / Motorcycles

Motorcycle and Motorsport Insurance

Insure Your Motorcycle Against Imminent Danger

Not only is your motorcycle subject to threats such as accidents, fire damage, theft, and other events, but you're exposed to risks such as injuries, loss of life, and loss of property. Choose the right motorcycle insurance policy to cover all damage and possible destruction of your motorcycle, as well as any medical expenses or loss you incur while on your motorcycle.

In Wisconsin, you need to have liability coverage to pay for the losses you cause others, and uninsured motorist coverage to pay for the damage caused by an uninsured and at-fault party involved in your motorcycle accident.

While the requirements vary from state to state, you must be able to pay for the losses you cause others, by law. Contact us for an effective motorcycle insurance policy that not only meets your state's requirements, but also fulfills your coverage needs. Have a look at the various types of coverage mentioned below.

Liability Coverage for Bodily Injury Caused by a Motorcycle

If, in a motorcycle accident, you injure someone or cause a fatality, this coverage option pays for the damage caused and also provides you a legal defense in case the other party files a lawsuit against you.

Property Damage Liability Coverage for Your Motorcycle

This coverage option insures you against damage caused by you to another party's property while you're riding your motorcycle. The property damage liability coverage also strengthens your legal defense if someone sues you for damages.

Medical Payments Coverage for Motorcycle Owners

Cover all the medical costs incurred by you and your passenger involved in a motorcycle accident, regardless of fault, with the medical payments coverage option.

Uninsured / Underinsured Motorist Coverage

If the other party in a motorcycle accident does not have any insurance, or has insufficient coverage, we can offer an uninsured / underinsured coverage option to take care of your needs.

Collision Coverage for Your Motorcycle

Collision coverage pays for any and all accident repairs, according to the fair market value of your motorcycle, regardless of whose fault it is.

However, the coverage comes with an insurance deductible amount that you must pay while your claim is still being processed. The higher the deductible you choose, the lesser you pay for your coverage plan.

Comprehensive Motorcycle Coverage

If you want to cover your motorcycle's repairs and replacement costs incurred due to events other than an accident, opt for the comprehensive insurance coverage. This option usually covers losses due to the following instances:
  • Theft
  • Vandalism
  • Animal impact
  • Hails, hurricanes, and floods
  • Fire
The coverage amount depends on the fair market value of your bike, after removal of the deductible amount. This coverage option is usually a requirement if you want your motorcycle's purchase financed.

Rental Coverage for Motorcyclists

Whether your bike fails you on a long ride over the hills or a short trip to a local restaurant, we can find a rental for you and cover your rental charges. Ride stress-free to your destination with our rental coverage option.

Roadside Assistance for Motorcyclists

Get your bike towed to the nearest, qualified repair shop with the roadside assistance option. We'll cover all the flatbed charges that you incur for your broken-down bike.

Coverage for Motorcycle Accessories

Do you want to personalize your bike or upgrade it with extra accessories after a motorcycle accident? We got you covered with an accessory coverage option.

Transport Coverage for Motorcycles

Regardless of whether you're the one doing the transporting, if your bike is in a trailer going from one destination to the other, you can be sure that DuWayne Kreager Insurance Center will cover the transportation cost!
snowmobile

Insurance Plans for Motorsport Vehicles

When you step out of your home to drive your specialized vehicle to the trails, the links, or just the great outdoors, you don't want to be bogged down by the thought of protecting your vehicle from damage.

While most standard auto insurance policies do not cover specialized vehicles, particularly when they aren't on your property, we can ensure that your vehicle is properly insured as per the mandates laid down by National, State, and other public parks in Wisconsin.

Rely on DuWayne Kreager Insurance Center to get a coverage plan for your motorsport vehicle and feel the wind on your face as you enjoy a carefree drive. Contact us to share your off-road vehicle insurance needs and choose from a range of insurance policies and coverage options.

Motorsport and Off-Road Vehicles We Can Insure

  • Golf carts
  • Dirt bikes
  • All-Terrain Vehicles (ATVs)
  • Dune buggies
  • Snowmobiles
  • Any other motorsport vehicles
Your specialized vehicle is uniquely designed to fit your needs; so why shouldn't your insurance policy be so? Read some of the coverage options below for your ATV, snowmobile, golf cart, dirt bike, or other off-road vehicles.

Bodily Injury Liability Coverage for Motorsport Vehicles

If you meet with an accident while operating your specialized vehicle and cause injury or fatality to someone, this coverage option insures you against it, as well as provides legal defense if another party files a lawsuit against you.

Property Damage Liability Coverage for Motorsport Vehicles

This coverage option pays for certain types of damage caused to another person's property by you while you're riding your off-road vehicle. It also serves as a legal defense in case another party moves to court to sue you for damages.

Motorsport Collision Coverage

The collision coverage option pays for repairs or replacement of your motorsport vehicle in the event of a collision with another vehicle or an object.

Comprehensive Motorsport Physical Damage Coverage

The comprehensive physical damage coverage includes damage to your vehicle due to causes other than collisions, such as theft, vandalism, and fire.

Keep Insurance Rates Down for Your Specialized Vehicle

There are several ways in which you can control the cost of insuring your off-road vehicle. Here are some methods:
  • Vehicle: You need to choose your vehicle carefully. More accident-prone machines like dirt bikes, ATVs, and snowmobiles are less likely to get you affordable insurance policies
  • Safety: Avoid violating traffic rules and keep your driving record clean. Prior claims on your insurance policy are also taken into consideration in determining insurance rates for you
  • Number of Vehicles: If you insure more than one specialty vehicle in your policy, you're likely to receive special discounts or lower rates
Consult our professionals to learn about the best policies around for your specialty vehicle. Contact us to let us help you choose the right insurance policy for your motorcycle and motorsport vehicle!
Call us
to hire our experienced and knowledgeable staff!
800-200-1340
Our business was established in 1983. We're a member of the Independent Insurance Agents of Wisconsin.
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