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Get the Right Auto Insurance Policy
An effective auto insurance policy can cover a variety of damage events such as accidents, theft, or a fire, and help you restore your car quickly and affordably. Moreover, the right auto insurance policy also covers your medical expenses, provides compensation against the loss of life, and covers any property damage that has occurred during the accident.
Contact DuWayne Kreager Insurance Center to discuss your auto insurance needs with our experienced professionals. We'll help you find the best coverage for your particular situation.
What You Need for an Auto Insurance Policy
Depending on the state that you live in, the auto insurance requirements may vary. For instance, in Wisconsin, you need to have liability coverage to pay for the losses you cause others. You also need an uninsured motorist coverage to pay for losses in a scenario where the other driver is not only legally responsible for the damage, but is also not insured himself / herself.
Even if you live in a state where the coverage is not mandated, you must be in a position to pay for the losses you cause others by law. The simplest way to meet all these requirements is to get an auto insurance policy. In any case, you'll need an insurance that covers damage to your vehicle if you're opting for financing options. Check out the coverage options below.
Bodily Injury Liability Coverage
If you injure someone or cause a fatality when you're operating your vehicle, certain types of damage are insured by this coverage option. The bodily injury liability coverage option also makes your legal defense stronger if another party in the accident sues you for personal injury.
Property Damage Liability Coverage
Certain types of damage caused by you to another person's assets, when you're operating your vehicle, are insured by this coverage option. The property damage liability coverage option also makes your legal defense stronger in an event where another party sues you for damages.
Medical Payment Coverage Options
Several medical coverage options exist to cover your medical expenses when you, or the occupants of your vehicle, have been injured in an accident, regardless of whose fault it is.
Uninsured / Underinsured Motorist Coverage
The other party in an accident may or may not have an appropriate insurance coverage, or any at all. DuWayne Kreager Insurance Center has several coverage options to ensure that your needs are taken care of regardless of the other party's extent of coverage.
Collision Insurance Coverage
In the event of a collision, you can immediately proceed with the repairs and restoration of your vehicle with a collision insurance coverage, regardless of which driver's fault it is. Most collision coverage plans pay for any repairs according to the fair market value of your vehicle.
However, the coverage comes with an insurance deductible amount that you must pay while your claim is still being processed. The higher the deductible you choose, the lesser you pay for your coverage plan.
Insurance for Your Classic Car
Your classic, collector car is more than just your ride around town; it's your priced investment. We'll provide you with an appropriate auto insurance policy by considering several factors:
- Your coverage needs
- Miles driven
- The vehicle's age
- Vehicle modifications, if any
Make sure that you have the perfect policy for your classic car by choosing DuWayne Kreager Insurance Center for your auto insurance needs.
Classic Car Insurance Policy Features
Work with our experienced professionals to choose from a wide range of features for the auto insurance policy that covers your classic car:
- Agreed Value: This is the full amount that the insurance provider has agreed to pay in the event of a covered total loss, after removing the deductible part. The agreed value coverage is superior to the "actual cash value" or "stated value" coverage options offered by several providers in the market
- Low Rates: If you drive your collector car part time, SAVE money by avoiding full-time coverage fees
- Generous Mileage: While most collector cars must be driven short of 5000 miles annually in order to maintain their value in the eyes of the insurance provider, we offer you a no-mileage-limit coverage option. Drive your collector car around as much as it pleases you and don't worry about depreciation
- Roadside Assistance: Flatbed tows don't come cheap unless you have a roadside assistance feature in your coverage. Has your car broken down during a classic rally through the mountains? We can cover you with roadside assistance
From Mustangs and Camaros to Corvettes and Thunderbirds, let us identify the ideal combination of coverage, value, and price for you. Contact
us today for a classic car coverage policy that consistently meets your needs.
Call us
to hire our experienced and knowledgeable staff!
800-200-1340
Our business was established in 1983. We're a member of the Independent Insurance Agents of Wisconsin.